CARBON FINANCE
In the global world, there are three environment issues, namely Climate Change, Clean Energy and Sustainable Development, which seeks to reduce
Read moreIn the global world, there are three environment issues, namely Climate Change, Clean Energy and Sustainable Development, which seeks to reduce
Read moreRural Management as a discipline in India is sourced from Rural R-construction in the Philippines. Rural Management is unique to
Read moreIndia is a hub of TB infection and is the home of maximum TB patients in the world as per
Read moreOur country is progressing and we are in the era of Global Indians when we seek citizenship for Non resident
Read moreHuman rights can be classified as constitutional, fundamental, basic, legal, political, economic and what not? The government works for the
Read moreConflict may be regarded as the agreement or hostility between individuals or grounds in the organization or in external environment.
Read moreCitizens of every country have some rights, whether human, fundamental, constitutional, legal or otherwise stated. The UN declaration or charter
Read moreIndia is also known for development concerns whether in terms of poverty; un-employment; historical inequality, social democracy, gender equality or
Read moreIndia is a developing economy in which the world is so beautiful and charming for elite and it is always
Read moreIndia is more known for “reasonable restrictions” rather than the right to thought as inscribed in Japan Constitution, given in the background, I have been of the opinion that micro-finance sector (also associated as an academic sub-course under the very discipline of rural management) having more relationship with caste than qualification, for example “Tell medicine”, moreover it is basically intentionally amoral whereas it should be moral on ethical standards to deal with vast flood situations in a poor state like Bihar. It should be renamed as “holistic finance” in Indian conditions. There are disaster situation sometimes in India such as earthquake in Uttrakhand and flood in Bihar when micro-finance fails to serve the purpose. There is no government control over micro-finance. There is no regulatory body such as National Micro-finance Development Board whereas for SME finance, there has been emergence of Mudra Bank. Micro-finance is essentially for micro-credit and livelihood and not for personal gains and selfish interests of its practitioners. There is little awakening about it in the nation but even the poorest and most illiterate person understands it by “microfinance” rather than its cumbersome Hindi term because he or she needs money at some point of time in his/her life and Institutions engaged in it come forward in extending it, which should not be said as help or assistance but business with the poorest. In developed countries like the USA, there are payday loans, signature loans, Christian loans which are not known by micro-finance as against macro-finance because the
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